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Apply For Up to $1500 With 6 Months to repay

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Application Process

How It Works


Choose a loan that would suit your needs. We have a wide range of options for you to choose from with the lowest interest rates you can afford.


Once you have selected a loan, complete an online form by providing your details and other required information such as proof of income, employment, and bank details.


Get the results in as fast as two minutes. Once you have completed the form and submitted it, you will receive the funds instantly upon approval.

Your Alternative to
Payday Loan

For many years, unsecured loans has been a great alternative source of funds for people across the globe. The fact that unsecured loans such as payday loans can be acquired easily, makes it the best option for emergency situations. Most people would go for a payday loan as it can be acquired on the same day of application. However, we have something better.

Lending stream is a six-month alternative to payday loans. So if you’re having problems paying your loan in one go, this is definitely what you need. It is convenient, easy, and highly dependable for any occasion.


Products & Services

We offer you services that you will definitely love. Our services are completely free-of-charge. So choose your loan now!





Frequently Asked questions

What Happens If I Miss My Payments?

Missed or delayed payments could happen. If you have problems paying your loan on time, you can reach out to the lender to help you find more convenient repayment options. Not paying your loan could result to serious consequences. It could affect your credit badly and additional charges or late fees.

What If I Lie On My Application?

For whatever reason you’re applying for a loan, providing false information could have serious repercussions. Once found out, the lender have the full right to reject your application or void any existing ones. Worse, you could face jail time for other serious offenses.

What Is A Payday Loan?

Payday loans are one of the most popular alternative source of emergency funds. It is a type of unsecured loan that can be acquired easily on the same day of application. The process is relatively simple and straightforward. You borrow a small amount of cash and have it paid on your next paycheck. Payday loans can have high interest rates.

What Is A Guarantor Loan?

A guarantor is a co-signer for a loan. So if you have no credit history yet, it is best to go for a guarantor loan. If in case the borrower finds it difficult to pay off the loan, the guarantor will inherit the responsibilities to make sure that the loan is paid completely. It is highly recommended that the guarantor and borrower know each other closely before deciding to go for it.

What is an Unsecured Loan?

Unsecured loans are types of loans which requires no collateral to apply. Unlike secured business loans, these type of loans are a lot more convenient especially during emergencies. These loans can be easily acquired and you don’t have to go through long process to get approved. However, unsecured loans can have high interest rates compared to secured ones.

How Fast Can I Receive The Funds?

The application process is completely fast and easy. You can have the funds you need in as fast as 15 minutes. Automatically, the funds that you have requested will be deposited to your account after receiving a confirmation that you are approved. So it won’t take hours for you to get what you need.

Is There Any Complicated Requirements?

No. There’s no need for you to go through all that trouble to apply. All you need to do is to provide your personal information along with a proof of income, employment verification, and banking information. Other than that, other information required is easily accessible.

Why wait , get started today

Ready for a loan? If you are, click the button below and start your application right now! Get funds instantly with PaydayLoanScale!