No Refusal Payday Loans US Direct Lenders

Last Updated on May 12, 2024

Are No Refusal Loans Available Online?

It sounds like a dream when you're looking to borrow money... but is it really possible to get a no refusal loan from a direct lender in the US? The answer sadly is no.. but don't let that discourage you from applying. There isn't a single US lender of institution that is in a position to guarantee you a loan without first carrying out affordability and credit checks first, and while that can be a sticking point for many applicants, Payday loans can often help where other loans can't. By going to a private lender for a relatively small sum of $50 - $2500 there is an increased likelihood of being accepted so you can get the money you need.

So even though there is technically no such thing as a guaranteed payday loan, there are private lenders which have high acceptance rates and will genuinely consider all credit scores. These are the lenders that Payday Loans Scale connect applicants with every single day.

How Does a Payday Loan Work?

There are 3 main takeaways regarding payday loans:

1. They are short-term and typically paid back on the next wage day.
2. The amount you can borrow is normally governed by the amount that you earn (and proof of earnings is normally required).
3. Though often considered high interest, rules and regulations are in place to govern the interest amounts and fees charged.

As far as applying for a payday loan, they work very much in the same way as traditional lending. You need to apply (either online or via a physical application form) and provide some basic details about you, your financial position and your address. There are many lenders that allow you to carry out this process online, and can even transfer you the money on the same day.

How Does a Payday Loan Work?

The 3 main takeaways regarding payday loans are the following:

1. Loans that are typically paid back on the next wage day since they are only short-term.
2. Proof of earnings is normally required because the amount you can borrow will be governed by the amount that you earn.
3. It is a type of loan that is considered high interest. So to govern the interest amounts and fees charged, rules and regulations are in place.

Payday loans work very much in the same way as traditional lending. Applications are avaible either online or via a physical application form. The applicant needs to provide some basic details about himself, his financial position and address. No need to worry! There are many lenders that can transfer you the money on the same day as long as you carry out the process they require.

Who Typically Takes Out a Payday Loan?

On of the reasons why pay day (or wage day) loans have dramatically increased in popularity is because they are perhaps the most convenient of the lending options, and can also be fairly tolerant to those with less than perfect credit histories. Typically, those who apply are:

• Those in need of some instant cash for emergency situations/expenses.
• Those that have had a loan application rejected in the past.
• Those who have fallen behind in their bill repayments of have received an unexpected bill.

Choosing Trustworthy US Direct Lenders?

It's unfortunate that these loans have developed a poor reputation of recent due to unscrupulous lenders charging extortionate rates to those who clearly couldn't afford the repayments. In actual fact, they are heavily regulated, and by using the Payday Loans Scale website you can be sure that you are only connected with reputable, legitimate US direct lenders. We can also ensure you get the very best deal for your own personal circumstances, not a cookie-cutter lending option. What's more, all lenders will be fully authorised by the FCA for added peace of mind.

How Quick? Same Day?

Due to the majority of applications being carried out online, payday loans are very quick... in many cases the money can actually be transferred to your account in a matter of hours. There are of course variations when it comes to your choice of lender, loan amount and any checks that may need to be carried out. Often the best time to apply for a payday loan online is at the start of the week when the weekend applications are already processed. So if you're in need of some fast cash to pay some bills or expenses then apply online today to see the best options available to you.

The Payday Loans Scale Loan Matching Service

Though no-one can guarantee you a loan, by using the Payday Loans Scale website you are guaranteed to be connected to reputable US direct lenders who will consider all credit history when assessing your application and are less likely to refuse. What's more, the lender son our network are fast... meaning you can get your cash advance quickly to deal with whatever expenses life throws your way. Application is safe and secure online, and takes just a minute to complete.

Some lenders don't explicitly state their requirements, what to do?

In most cases, generally you just need to ask what the lenders will need in order to apply for a loan. But generally, they just need your employment details, proof of US citizenship and a US bank account. Of course you also need to provide basic info such as name, birthday, address etc. But that's generally it.